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Lugano, 1st September 2025 – Banca Popolare di Sondrio (SUISSE) SA has expanded its use of Cleafy’s Fraud XDR (FxDR) platform to tackle rising fraud linked to instant payments.
Simone Roggiani (Head of Digital Channels at BPS (SUISSE):
"Digital channels are one of the fundamental pillars of communication and service that our bank offers to its customers. To ensure an always cutting-edge and secure experience, we have adopted state-of-the-art technological solutions to protect our clients; among these, the FxDR platform by Cleafy plays a leading role."
The Lugano-based bank has worked with Cleafy since 2020 to protect its digital banking channels against web and mobile threats. In 2024, BPS (SUISSE) SA added Cleafy’s transaction risk analysis module to help detect suspicious activity before payments are processed, an increasingly critical step as instant payment adoption grows.
“Instant payments increase speed for customers, and for fraud too,” said Marco Mueller, CIO at BPS (SUISSE) SA. “We wanted to assess risk before the money moves. Cleafy gives us the visibility we need to do that without slowing things down.”
The FxDR platform extends fraud visibility across every step of the digital session, not just at login or at the point of transaction. By combining behavioural intelligence with contextual signals, Cleafy helps banks flag and act on anomalies that might otherwise go unnoticed, including malware, bots, and session hijacking.
“BPS (SUISSE) SA is one of a growing number of banks using Cleafy to shut down fraud attempts in real-time,” said Michael Morris, Product Director at Cleafy. “By monitoring the full user journey, we help banks catch what slips past traditional systems and stop losses before they happen.”
Across Europe, instant payment fraud continues to climb. According to Tietoevry Banking, digital payment fraud rose by 43% in 2024, driven largely by scams and social engineering. BPS (SUISSE) SA’s investment in Cleafy’s expanded capabilities reflects a wider move among banks to close blind spots without introducing friction for legitimate customers.
The partnership is managed through Moviri and supports Cleafy’s growing presence in Switzerland and beyond.
About Banca Popolare di Sondrio (SUISSE) SA
Banca Popolare di Sondrio (SUISSE) SA is a universal bank governed by Swiss law, established in Lugano on 3 May 1995. The bank offers a wide range of financial services, including lending, asset management, and securities trading. With 20+ offices across Switzerland and the Principality of Monaco, along with a virtual branch providing online access to banking services, BPS (SUISSE) SA is committed to delivering customer-centric banking solutions.
www.bps-suisse.ch
About Cleafy
Cleafy helps banks and financial services institutions to detect and prevent fraud across every digital session. Its AI-powered FxDR platform brings together cybersecurity and fraud intelligence in a single solution, enabling real-time detection of threats without impacting user experience. Founded in 2014 by cybersecurity experts from the Polytechnic University of Milan, Cleafy protects billions of sessions and over 120 million accounts worldwide.
www.cleafy.com
